Simple Tricks to Save on Homeowner's Insurance Premiums

1) Keep your agent/company up to date on improvements you've made to your home.  Did you know the age of your roof directly impacts your insurance premiums?  If you've gotten a new roof be sure to let your agent know. 

2) Install a central station burglar and/or fire alarm and provide your agent a copy of the alarm certificate

3) Install a battery backup on your sump pump to avoid water losses, in many cases companies will offer discounts if you purchase one of these devices

4) Gas leak detection/ Water shut off switches and relatively inexpensive ways to protect your home and save on insurance premiums

5) Automatic backup generators can also help save on premiums and help to avoid claims caused by damage during power outages